Items needed 
Loan Processing


  1. 2 years federal tax returns with W2's - latest years

  2. 30 days pay stubs

  3. Self Employed:  YTD profit and loss statement

  4. Application filled out completely with all phone numbers and addresses

  5. REFINANCE - copy of note from existing loan

  6. REFINANCE - copy of payment coupon

  7. REFINANCE - copy on insurance declaration page with premium

  8. If previously married: copy of divorce papers

  9. If bankruptcy within the past 7 years: complete copy of discharge

  10. Copy of drivers license and social security card

  11. Proof of other income sources:  i.e. social security, pension, annuity, awards letter etc

  12. 3 months of bank statements